There are a number of businesses, entities, and individuals that offer personal loans so if you can't obtain one from one source you could do so by trying other entities. For example if a bank denied your loan application, you can consider turning to a credit union instead. Still didn't work? See if you can work with a private lender. Who you turn to when it come to getting a personal loan will also depend on the amount of money that you need. If it's a small amount then try asking your friends, relatives, and other loved ones first. These individuals don't usually charge interest so you'll be able to save. If you can't get a small loan from the people that you know then check out payday loan centers or check cashing establishments to see what they can do for you. Whether you're looking for a big bank, a neighborhood credit union, a private lending company, or a payday loan center, you can easily find what you need by using online directories. Most of these businesses are already on the web so you'll most likely find what you need in no time.